A Federal Reserve study suggests that states have largely decoupled homeowners rates from underlying risks, says Marketplace’s Chris Farrell.

More than three dozen states have legalized the medical use of cannabis products. But for some patients, it’s not an affordable option.

Insuring a store full of a substance that’s still illegal under federal law isn’t cheap.

Regular homeowner’s insurance policies don’t cover water damage from storm surge, or flood waters from the ground up.

The storm could cause more than $30 billion in property losses at a time when insurance companies in the state are losing money.

Some advocates say the industry needs to move more quickly to address the issue.

More extreme weather means more damage to homes and property — a challenge for insurers, as well as owners.

Better use of data could help insurers inform future policies.

The new baseline temperatures are a reflection of climate change.

Swiss Re, one of the world’s biggest insurers, projects that by 2050, climate pressures could reduce the world’s GDP by 14%.