Inflation sent rates up at first. But factors like complex vehicle technology and climate change risk are keeping costs high.

The drugs are expensive out of pocket. Even with insurance, high co-pays can also limit who has access to them.

The rise in premiums has less to do with the threat of extreme weather and more to do with the very nature of the business: providing housing for people exiting homelessness.

As communities recover from Helene and Milton, insurance sometimes needs insurance of its own.

Cat bonds help insurers spread risk to investors. Extreme weather created by climate change may disrupt the balance of risk and reward.

Vice President Kamala Harris is proposing Medicare take on these costs, as most Americans rely instead on unpaid care from family.

If you’re planning to see a musical act, especially one with a troubled history, here’s how to hedge against a cancellation and financial loss.

New tools also help home shoppers evaluate insurance costs.

As Hurricane Francine made landfall, 14 million people were under flood watches. But only 6% of American homeowners are insured against flooding.

People with private insurance are most likely to be able to get prescription weight loss drugs covered. Less than 10% of people who got semaglutide last year were on Medicaid.