The system is already strained by climate-induced disasters, says Wharton’s Ben Keys. Homeowners across the state may bear some of the cost.

Devastation in LA and elsewhere has taught us what can help prevent catastrophes — more firefighters, improved water systems and mitigation.

As the California blazes demonstrate, the concentration of homes in urban areas raises risks and costs.

In the past 10 years, the state’s firefighting agency, Cal Fire, has seen its budget more than double to $3.7 billion.

Federal firefighters make as little as $15 an hour. A permanent boost has bipartisan support, but it’s tied up in Congress’ budget fight.

The rules include up-front housing vouchers and broader access to flexible, critical-needs payments in the aftermath of a disaster.

Shepherdess Land & Livestock offers prescribed grazing services with sheep and goats.

Where there’s smoke, there’s a massive increase in costs for health care, commerce, and productivity.

Some pandemic-related tools get a second life, while investors look at more high-tech solutions.

Why companies that conduct controlled burns are having a harder time finding insurance policies willing to cover them.