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More people are relying on gig work, which puts a lot of risk on the workers themselves.
The data underscores that President Joe Biden has inherited an economy that faltered this winter as virus cases spiked.
Making the unemployment system a federal program could help reduce some of the huge racial disparities that currently exist.
On Friday, the government will issue a December jobs report that economists expect will show hiring slowed for a sixth straight month.
In the recovery this year, wages are likely to stagnate for returning service workers, economists predict.
Before the virus struck, applications typically numbered around 225,000 a week before shooting up to 6.9 million in early spring.
The headline items are $600 checks to individuals and an additional $300 per week in unemployment benefits for many.
Direct payments in the range of $600 and extra unemployment benefits around $300 per week are on the table.
Congress was able to pass the CARES Act quickly, but its benefits expire Dec. 26. Will they be extended?
Nine months after the viral pandemic first paralyzed the economy, many employers are still slashing jobs.