Question: Is it worthwhile for me to defer receiving Social Security benefits for a few years until I actually need them? I am started receiving…

Question: My 18 year old daughter is graduating high school and going on to college. She has had odd jobs, but has earned no more than $600. I…

Question: I'm interested in finding a good investment for inflationary times. This would be about 7% of my retirement portfolio; around 10,000 in…

Question: The company I work for offers a 401k, both normal pre-tax contributions and after-tax contributions, and also a Roth-401K. Can you please…

Question: I was part of a "downsizing" in late January from an IT software vendor in New York City. During my tenure at the firm I was contributing…

Question: My husband is the primary income, and I work 12 to 15 hours per week from home while I take care of the kids. We have a 5 month emergency…

Question: I recently closed a ROTH account, feeling that the money could best be used elsewhere, since I still have a fair amount in other…

Question: We are in our 30's with three kids ages 7 and under. We live simply and have been able to get by on our income around $24,000 per year,…

Question: My husband and I are currently putting 9% of our income into our Roth 401K with a 4% match from his employer. We got a late start in…

Question: As I understand it, Congress has lifted the income limits for Roth IRA roll-overs starting in 2010. How likely do you think it is that…