And yet banks are loaning out more money than a year ago.

Mortgage rates are still high, but some real estate agents have been citing an old refrain: “You can always refinance.” Except, others say, when you can’t

Mortgage applications rose last week, thanks in part to a dip in mortgage rates, according to a new report. But credit availability has been falling.

It’s called the wealth effect: Household spending decisions tend to be influenced by the ups and downs of asset prices.

With real estate firms in financial distress, thousands of people are left with unfinished condos. Some are trying to fight back.

More homebuyers are applying for adjustable-rate mortgages, which often come with a lower initial monthly payment. But borrowers could end up paying more in the long run.

“Marketplace Tech” is exploring the credit score system and its algorithm. And we want to hear from you!

With mortgage rates around 3%, many of those who might benefit the most from refinancing and reducing their monthly payments aren’t able to.

A report from the Mortgage Bankers Association says environmental risk will likely lead to higher insurance premiums and loan interest rates.

The numbers aren’t like what they were during the housing crisis, when almost a quarter of homeowners owed more than what their home was worth.