After a pause, HELOCs could regain popularity if mortgage interest rates rise.

It opens the door to interest rate hikes.

With mortgage rates around 3%, many of those who might benefit the most from refinancing and reducing their monthly payments aren’t able to.

A report from the Mortgage Bankers Association says environmental risk will likely lead to higher insurance premiums and loan interest rates.

Rates could soon start ticking up, but homebuyers are mostly focused on the size of that monthly mortgage payment.

Prices climbed 11% year over year in metro areas, driven by the limited number of homes for sale and low mortgage rates.

Many people may have already locked in ultra-low mortgage rates over the past year.

But they are still very low, historically speaking. Here’s what that could mean for the housing market.

A new “adverse market fee” kicked in this week, despite declining interest rates.

But low interest rates soften the blow.