Google, for instance, has more than $116 billion in the bank, but isn’t rushing to pay off its borrowings.

Many companies are borrowing now — if they can — in a bid to get ahead of further rate hikes this year.

About 20% of young adults with a credit report have debt in collections, report shows. As a group, they may face higher borrowing costs.

Credit card balances alone were up 15% in the third quarter. Higher prices for necessities and higher interest rates are contributing factors.

It’s common for banks to sell of loans to other investors. What’s unusual are the sharply lower prices those potential buyers are offering.

When the economy starts looking scary, bank executives have to make a judgment call about their outstanding loans.

The CFPB says delinquencies and late fees add up and recommends tighter regulation of loans in line with the credit card industry.

Countries that import commodities priced in U.S. dollars, like oil, are paying a lot more. So are nations that have dollar-denominated loans.

Credit Counselors can work with banks to bring down interest rates in order to get debt paid off.

Americans have a $860 billion credit card balance, according to the Federal Reserve Bank of New York.