The 1974 Equal Credit Opportunity Act made it illegal to discriminate against applicants based on sex or marital status.

“I said, what can I do to stop this? And the customer service rep. goes, ‘Well, if we could stop all instances of fraud, we would but we can’t,'” says Jessica Roy, assistant editor of Utility Journalism at The Los Angeles Times.

“Marketplace Tech” is exploring the credit score system and its algorithm. And we want to hear from you!

Many people have been using their stimulus checks and extra unemployment benefits to keep up with bills and pay down debt.

The change in how FICO is measured could make it more expensive for millions of Americans to borrow.

The gap between “high scores and low scores is likely to get bigger,” says AnnaMaria Andriotis of the Wall Street Journal.

Nearly six in 10 Americans now have a FICO score at or above 700, which is considered “good” credit.

The basics of what you need to know.

Experian says consumers who let the firm monitor their checking accounts could get easier access to credit.

The Ultra FICO could make it easier for people with imperfect scores to qualify for credit.