Bank of America is eliminating free checking for customers who keep low balances. Free-checking accounts are getting harder to find. Instead, more banks are offering customers accounts with an upfront fee. How will these changes affect consumers who already have limited access to bank services?

Wal-Mart will now provide checking accounts with no minimum balance or fees.

After reversing a plan last year to charge a monthly fee for debit cards, Bank of America reportedly is delaying new checking account fees.

Bank overdraft rules are poorly understood, especially by two groups: the young and low-income consumers.

Three banks unveil a new three-page checking account guide. Experts hope a new era of simplified disclosure will follow.