There is an important personal finance lesson in Apple's enormous cash hoard: Savings is an anchor that allows for experimentation, risk-taking and innovation in both companies and at home.
The Federal Reserve's policy of low interest rates allows the government to borrow money at little cost. But analysts predict it's just a matter of time before interest rates shoot back up.
Borrowing wasn't always thought of as an abstract, impersonal concept. Author Louis Hyman discusses the history of borrowing and his new book, "Borrow: The American Way of Debt."