And yet banks are loaning out more money than a year ago.

The Senate Banking Committee hearing this week will consider the question of allowing cannabis business owners to open bank accounts for their companies legally.

There is growing confidence that the Fed can pull off lowering inflation without a recession, said Chicago Fed CEO Austan Goolsbee.

Pressure to keep more capital puts constraints on banks, says Laurie Stewart of Sound Community in Seattle.

Many small banks have been hesitant to offer instant payments, even though they’ve been available for years. But the central bank’s FedNow service could cause more banks to give instant payments a try.

More than they currently do, says the Federal Reserve’s vice chair for supervision.

They have been known to fail, but generally they take less risk with their money than banks. Experts say make sure your deposits are insured.

The agency wants the country’s largest banks to split the cost of refilling its coffers. But smaller banks aren’t sure they’re in the clear.

Limiting riskier, illiquid investment could make banks and the financial system more stable — but the Federal Reserve isn’t so sure.

Short selling’s legal. Misrepresenting a firm’s finances for profit isn’t.