Are borrowers and lenders taking on too much risk?

But the recovery has been unequal. Black homeowners are at a higher risk of foreclosure when forbearance rules expire, one nonprofit says.

Vivian Gueler of Pacific Trust Group says demand for housing in Los Angeles is outpacing supply, thanks largely to low interest rates.

But homeowners are in a better position to avoid foreclosure than they were in the last crisis.

Interest rates on 30-year mortgages have started climbing.

Some of the initiative is philanthropic, but most of it is lending with an expected return for the bank.

The pandemic has surprisingly become a busy time for this mortgage broker.

Low mortgage rates and high demand are good news for homeowners.

Mortgage finance company Freddie Mac says rates on 30-year fixed mortgages fell below 3% for the first time in 50 years.

And that’s one reason for the persistent homeownership gap.