Mortgage finance giants Fannie Mae and Freddie Mac consider one credit score when determining the creditworthiness of mortgage applicants: FICO.  Some members of Congress want to change that by adding a provision to a bank deregulation bill that would require Fannie and Freddie to also look at applicants’ VantageScore. The company that calculates VantageScores is […]

Americans’ credit scores are averaging way higher, around 700 according to a new report from FICO. Credit agencies are also cleaning up their rolls and getting old or bad data off people’s reports. Plus, many people who went into bankruptcy during the financial crisis are now returning to credit-worthiness as the statute of limitations comes […]

Changing FICO criteria may benefit renters and those with medical debt.

Still in a pilot phase, the new score would help people with no credit cards.

The FICO credit score is one of the most significant numbers we live with. Turns out it's only 25 years old.

For the start of 2014, we're tackling all of your questions about credit cards.

Living debt-free is a good thing, right? Those with little or no credit history are finding out you really can be "too thin."