And why a thank you goes a long way.

“The bank had shut us down and we didn’t know how we were going to go forward.”

“It wasn’t a lot,” said Roslyn Imrie, “But it gave me a lot of hope.”

“We’re getting a distorted capitalism that does not produce shared prosperity,” says Walker.

With the exception of humanitarian aid, the majority of funding isn’t reaching people of color, according to author and philanthropy expert Edgar Villanueva.

How has someone else’s charity affected your life?

They blame the 2017 tax bill.