“My mortgage loan guy said the VA would have denied us getting the amount of the loan that we wanted without my wife's income in part as well,” said Eric Reineman. Two weeks later, they tied the knot.

“I started to learn how to attack things on our credit reports that did not look great in the eyes of lenders,” said Nyeisha Brooks, a first-time homeowner.

They don’t make loans themselves, but they help banks make more of them.

The National Association of Realtors reported existing home sales for February that exceeded economists’ expectations. But regional markets vary.

Four out of five prospective buyers won’t act until mortgage rates fall further, a recent U.S. News & World Report survey found.

Economic uncertainty has combined with a persistent lack of affordability to chill the housing market.

With inventory reduced and fire risk increased, both home prices and insurance rates could rise in Southern California.

If the housing market is a roller coaster, mortgage rates are at the controls. If they drop, things could speed up.

With the “lock–in effect” shrinking inventory, 1.7 million fewer homes were sold between 2022 and 2024, per a federal housing study. 

People are seeking more affordable homes in exurbs and small cities in the Northeast and Midwest, according to new data from Zillow.