But as more people buy direct-to-consumer health insurance, innovators may find new ways to make money.
Insurers want the physicians to act as gatekeepers, making them more valuable.
A new report finds that the health insurance business model has adapted to the ACA.
The Cystic Fibrosis foundation has sold its royalty rights to a drug it helped fund.
Many small insurers expected a bonanza of new customers when Healthcare.gov began on Oct. 1, but the website's problems made the first weeks very quiet for them.
Health insurers have spent millions retooling their business plan in order to function under the ACA.