Delinquencies have been rising for credit cards and auto loans.

And their amount of debt is also on the rise. That’s pushing more households into the ranks of the financially precarious.

The study argues implicit bias from court officials is part of the problem in Chapter 13 cases. The head of a trustees group doesn’t agree.

Student loan interest was paused during the pandemic, but that ended in September. That’s just one reason experts expect more borrowers to default on their loans.

With missed student loan payments now affecting credit scores, borrowers face tough choices.

Consider convenience fees and interest before you change the way you pay your landlord. They could erase any credit card rewards.

An analysis from personal finance company WalletHub found consumers took on an additional $74 billlion in credit card debt in 2024.

Though many households are faltering on credit card and auto loan payments, wealthier Americans are keeping the spending metrics robust.

December sales figures showed spending was strong, but more consumers are using credit cards and buy now, pay later programs to finance purchases.

The pandemic set the stage for the bankruptcies, although they were delayed by government payouts and PPP loans.