Many are struggling with high deposit rates and shaky commercial real estate portfolios. Some seek to bulk up as a solution.

Regulators are more watchful, and banks are trying to be more resourceful.

Rising interest rates have cranked up the interest banks are paying depositors. But banks also have a lot of cash stuck in low-interest bonds and loans they made before the Federal Reserve started raising interest rates.

Technology that can cause banks to fail overnight could force the Federal Reserve to upgrade its infrastructure, while continuing basic regulation to prevent failures from occurring in the first place.

Larger lenders and regulators step in for the good of the overall banking system. But confidence among depositors is key.

New regulation and industry consolidation will be key. Loans may be scarcer for new businesses and in low-income and rural communities.

Short sellers have made more than a billion dollars betting that First Republic would tank. Is that good for financial stability?

The failures of Silicon Valley Bank and Signature Bank had a lot of depositors worried about their own banks. While many moved their depositors to bigger institutions, bank deposits have been trending downward overall.

A Dallas Fed survey found signs that banks are pulling back on loans. High rates may also be dampening interest among borrowers.

More than 400 California wineries borrowed from Silicon Valley Bank. In the aftermath of its collapse, many are wondering what comes next.