Credit cards — they can make you feel like the world’s your oyster. But all that sliding and swiping can lead to a lot of trouble. Liz Weston, our credit card expert came into the studios to counsel a few of our listeners about their credit card pains. One listener, who’s fed up with the shoddy customer service of her card, wants to know what the consequences are for closing a card. We also talk to a nurse who makes $60,000 a year, but is trying to confront $30,000 of debt. She’s just on the brink of getting into deep, deep trouble, but Liz assures her that she can overcome her debt.

Take a listen above to hear Liz’s advice.