When Shawnika Giger met Terence McPherson, she was $40,000 in debt. But that’s not something she brought up with Terence. She didn’t even really share it with her family.

But as they fell deeper in love, money crept into their lives, becoming a pesky third wheel. By the time they moved in together, Nika’s student debt was around $100,000.

In this episode of “This Is Uncomfortable,” we find out what happens when one person in a relationship has most of the money — and a lot of the power.