Shoppers buy gifts at the Toys'R'Us store during early Black Friday events on November 24, 2016 in Paramus, New Jersey. Although Black Friday sales are expected to be strong, many shoppers are opting to buy early or online, with retailers offering year round sales and other incentives that are expected to ease crowds.
Shoppers buy gifts at the Toys'R'Us store during early Black Friday events on November 24, 2016 in Paramus, New Jersey. Although Black Friday sales are expected to be strong, many shoppers are opting to buy early or online, with retailers offering year round sales and other incentives that are expected to ease crowds. - 
Listen To The Story
Marketplace

As shoppers hit the stores this Black Friday, many will be paying with the chip cards introduced in the  U.S. about a year ago. Those cards were meant to make in-store purchases more secure. But some cybersecurity experts say chip cards may just push cyber criminals to online or “card not present” transactions.

Follow Annie Baxter at @anniebaxter123